Palm Desert, CA
New York, NY
Carol found the perfect career selling New York City real-estate; with her love and knowledge of New York, there can be no better choice. Carol is one of Nest Seekers’ top brokers and has over 15 years of experience.
She has lived abroad and created an international sales and merchandising company, putting her on the path to success. Carol possesses more than 20 years of sales and negotiating expertise–dealing and working with international companies. Through Carol’s previous business, she has acquired a client base of international investors.
Carol is dedicated to her buyers and sellers. Her clients benefit from her diligent and determined approach to business; she understands the responsibility that is placed in her hands and takes this very seriously. She is client focused, result driven, and marketing savvy. Often referred to as “professional, honorable and a person with integrity”, Carol is recognized for her exceptional sales ability, market knowledge, and personal dedication to her clients.
Carol was charged with the overseeing and sales of the company’s most esteemed and distinguished new developments and condominium conversion: 36 Gramercy Park East and 145 Lexington Ave—both projects were highly successful and completely sold out.
Carol listens to the needs of her clients and strives to achieve their goals, always having the best interest of the customer at heart. She takes pride in finding the perfect apartment for her clients at the best price. Carol’s excellent track record makes her stand out from the rest. She has handled difficult transactions with ease, so if you are looking for a smooth experience and a knowledgeable broker, contact Carol. Her passion for the city and for running a business have come together in Real Estate. THE RIGHT BROKER DOES MAKE A DIFFERENCE
Palm Springs, CA
Reliability: I specialize in the challenging Borrower that has a unique situation and requires creative financing. If you have a deal that requires special financing talents call me. I often recommend for the Borrower who wants the 100 percent financing to do 80/20 and avoid P.M.I.(private mortgage insurance). Interest only payments are being used which is great for the Borrower that wants the option to make a larger principal payment at his or her own discretion. The savings in these types of loans are about $300 to $400 a month. There are many loan programs available for today’s Borrower. The 30 year fixed rate jumbo loans that have the first 10 years at an Interest Only payment is great. The loan then is fully amortized for 20 years at the same rate, this is an incredible loan. Experience: We have combined loan experience of over twenty-five years in the business of finance. Pride: Express Mortgage Lenders, Inc., prides itself for being able to obtain a loan for anyone! Confidence: Within the past few years our office has grown from a two man venue in a small office with my partner and myself, to a large operation, occupying 2,500 sq.ft. of space with plenty of room to grow and 12 loan agents. Our Company is also approved to do Loans in Mexico.
New York, NY
For NYC apartment insurance and all your insurance needs, Gotham Brokerage is your best bet.
Insurance is one of those things you don’t really think about too much — until you need it. And by then, it’s too late.
The key is to get ahead of it — figure out what you own, how much it’s worth, how much coverage you need, and how not to overpay. Does that sound stressful? It doesn’t have to be. The professionals at Gotham Brokerage have been cutting through the complexity to help New Yorkers for more than 50 years.
We’re a family-run business with deep roots in New York, so we understand the marketplace as well as what it takes to stay on top of things in this city — and beyond. There’s no need to waste your time talking to a bunch of faceless call center employees who don’t know the difference between a condo and a co-op. Gotham knows which policies offer the best coverage in the wider New York City area, and we work with multiple insurers in order to deliver them to our customers.
While we focus on providing insurance to customers living in Manhattan, Brooklyn and Queens, we also offer coverage to people in New York state, New Jersey and Connecticut.
We specialize in renters and apartment insurance, so whether you own your own condo or co-op or you’re sharing the rent with three other people, Gotham’s got you covered. We’ll explain the ins and outs of coverage and help you decide exactly how much you need in order to be prepared for everything from dog bites and break-ins to floods and fires. We also handle insurance for anything else you might need to cover, including your boat or vehicle.
Gotham is rated A+ by the Better Business Bureau. We’re state licensed and a long-standing member of the Professional Insurance Agents of New York. We work with the best insurance carriers to make sure you get the most comprehensive and competitively priced coverage.
If you’ve been putting off the insurance decision because you think you can’t afford it, stop right now. Insurance is actually one of New York’s most affordable necessities. Coffee drinkers are spending more money on their daily caffeine fix than it costs to insure most Manhattan co-ops for an entire year. In fact, if you pick up a tall nonfat latte at Starbucks Monday through Friday every week — the going rate is $3.54 — you could insure four places. And renters insurance is even cheaper. You probably spent more on the newest iPhone than you would to insure your apartment for an entire year.
Here’s the deal: Renters insurance starts at $125 a year. A basic policy for your condo or co-op and all its contents costs about $230-$280 annually. And you don’t have to sweat the little details, either — that’s why we’re here. Gotham will help you figure out what type of policy you need. We’ll review your condo association’s master policy to determine whether it covers anything inside your unit, such as carpets and cabinetry, or if the association maintains only a bare-walls policy that wouldn’t cover anything in individual units. By avoiding duplicate coverage, we help hold down your insurance costs.
We’ll also help you determine if you need extra coverage for anything, and we’ll work with you to figure out what deductible is best for you. Deductibles on apartment insurance are typically offered at increments such as $250, $500, $1,000 and $2,500, and raising your deductible up by just one threshold usually triggers a reduction of about 10% of your premium.
Call us for a free quote
Thanks to 50 years of serving New Yorkers and helping them out when their lives go sideways, we’ve seen just about every crazy situation you can imagine, and that helps us understand how to craft policies that offer New Yorkers the best protection. We care about our customers and pride ourselves on providing personalized service and customized insurance solutions. Our agents are in this for the long haul, averaging more than 20 years of experience in the insurance industry.
The professionals at Gotham will take the stress out of finding insurance and help you find the best policy at the right price. Just give us a call at 212.406.7300. We’d love to hear from you!
Palm Springs, CA
Condos Homes Income Properties.
Deborah has been in the Real estate business for 15 years. She has been a top producing agent, and also managed several real estate companies. Deborah is the Manager of Better Homes and Gardens Rand Realty in Pine Bush.